Getting started
What documents do I need to invest?
Aadhaar, PAN, and a verified bank account. That's it for amounts under our enhanced-diligence threshold.
Last reviewed 12 May 2026
For a standard investment, you need three things:
- Aadhaar — verified through DigiLocker, not as a scanned photocopy.
- PAN — matched against the NSDL database.
- Bank account — verified via a small reverse-credit ("penny drop") that confirms the name on the account matches your KYC.
For investments above defined thresholds, we may also ask for an address proof. Utility bills not older than three months, voter ID, or a registered rental agreement all work. Driver's licence is accepted in some cases but not all — easier to use one of the first three.
You don't need physical photocopies of anything. The entire process happens online.
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More in Getting started
How do I create a Paylap account?
You only need an email or phone number to start. KYC happens later, before you can book a plot.
How does KYC work?
Aadhaar e-KYC via DigiLocker, then PAN verification. Typically done in under five minutes.
How do I make my first investment?
Pick a plot, choose a plan, sign the agreement digitally, and pay through the gateway.
